VA Loan Limits

What are the Maximum VA County Loan Limits for 2016?

Assuming you have full use and maximum guarantee available & your credit/income/asset/debt profile qualify, what is the maximum loan amount you can borrow under the VA Home loan guarantee program?

Click here to Access Our VA Loan Limit Calculator 

  • There are 3 categories in determining the VA Loan Limit:

    • Conventional VA Loan Limit Counties

      • The standard VA Loan Limit is $417,000

  • This means, you will be able to purchase a house for $417,000 with no down-payment.

  • Refinance Transaction maximum loan amounts will be discussed in a separate section.

    • High Cost VA Loan Limit Counties

      • Some high cost counties have expanded VA Loan Limits.

      • In these counties you can purchase a house up to a maximum of $625,500 with no down-payment.

  • Refinance Transaction maximum loan amounts will be discussed in a separate section.

  • VA Jumbo loans for transactions exceeding the conventional loan limits

    • You can still use your VA Guarantee for loan amounts above the above mentioned county limits!

    • The maximum VA loan limit is $1,000,000.  

    • Loans above the county loan limits listed above will require some down-payment.

Click here to Access Our VA Jumbo Loan Limit Calculator  to determine the minimum loan amount required for your VA Jumbo loan scenario.