Bad Credit Mortgage

Foundation Mortgage is a fully accredited A+ rated member of the Better Business Bureau.  We offer alternative loan programs for consumers with bad credit or major derogatory credit items in their recent past who are in need of mortgage financing while reestablishing credit after a financial hardship.  Our fully licensed and experienced Mortgage Bankers will advise on the numerous new loan programs available for people with bad credit & offer sound, honest advice as to your available options as you look to rebuild your credit history. 

Foundation Mortgage can also advise you on the pros and cons of obtaining home mortgage financing now vs. rebuilding & further reestablishing your credit prior to applying for a new loan.  Many prospective buyers are surprised to learn the options available to them in-spite of recent derogatory credit/financial events.   Our agents are here to advise you on the feasibility of re-entering the housing market now & the potential financial impact or benefit of acting immediately vs. waiting until your credit is more reestablished.  

Foundation Mortgage recognizes that there are many low credit-risk borrowers who suffered during the housing crisis. Below is a list of a few of our most aggressive and popular loan programs for people with bad credit:

  • Up to 80% Financing Available 1 Day Out of Short Sale, Foreclosure, or Bankruptcy for any Occupancy Type.

  • Conventional, FHA and VA loans as low as 580 credit score.

  • Jumbo Loan Amounts Eligible.

  • State or no Income or Asset Verification Loans Available on Investment Properties.